You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders. But there can actually… Continue reading WHICH DOWN PAYMENT STRATEGY IS RIGHT FOR YOU?
Father's treat yourself to the epic Man Cave that won't leave you living in a cave.
Hello! I hope your year is off to a great start! If you’re still looking for a project to start the year off right or just some options to boost your winter curb appeal, I’ve got ideas! I’ve also put together some must-know advice about this year’s buyers’ market in case you or someone you… Continue reading Do It Yourself Projects – Beginners Guide
Are You Affected Now? Have you been affected by the government shutdown? As a former federal employee and someone who experienced the government shutdown in 1995, I completely understand how you feel. I remember the 1995 shutdown like it was yesterday. I was working as a Registered Nurse at the VA Long Beach Healthcare System. During… Continue reading Have You Been Affected by the Government Shutdown?
You have been thinking for quite sometime about buying a new home. You are sitting on the couch talking with your family and you say, "the housing prices are go ing down in 2019 so I think we should wait" and another family member says, "I heard the interest rates are going up so I… Continue reading Which is more important Housing Market Prices or Mortgage Interest Rates?
Summer’s over but there’s still plenty of time to kick back and relax in your own private backyard oasis. Find ideas to enhance your backyard below. If you’re still looking for your dream home, you’ll also find warning signs to watch for in a listing as well as tips to make moving furniture into a small space easier.
Let me paint a picture for you, imagine you have found your perfect home...
When you lose the primary bread winner, you could end up in not only emotionally distress but severe financial distress.
QUALIFYING TO BUY A HOME MAY BE EASIER THAN RENTING, AND MAY COST LESS!!!!! You may have noticed how expensive the rental market has become. And how few homes are available. Many of the people we have sold homes to this year started out as frustrated renters and ended up purchasing their own home. No… Continue reading Finding Your Next Rental Can Be A Challenge
What is an appraisal? A home appraisal is an unbiased estimate of the true (or fair market) value of what a home is worth. All lenders order an appraisal during the mortgage loan process so that there is an objective way to access the home’s market value and ensure that the amount of money requested… Continue reading Should You Remove the Appraisal Contingency When Purchasing Residential Property?